Daily Headlines: Tuesday, August 2, 2011

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August 2, 2011 News By Region  National  International  East  Midwest  Southeast  South Central  West Video Today's Headlines National General Re, AIG Executives’ Convictions Tossed; New Trial Ordered Four former executives at Berkshire Hathaway Inc.'s General Re Corp. unit and one at American International Group Inc. won the reversal of ... Leisure Industry Tempting Target for Cyber Pirates: Willis The hospitality industry is a tempting target for an increasing number of cyber attacks. The vast quantities of personal, identifiable ... Venture Programs Expands Hospitality Program with Zurich West Chester, Pa.-based Venture Programs added Zurich in North America as a carrier for its resort and hotel program, expanding its ... Insurance Journal Searches for the Best Agencies to Work For Insurance Journal Searches for the Best Agencies to Work For Is your independent insurance agency or brokerage firm a great place to work? ... Survey: Americans Think They Are Great Drivers; Habits Show Otherwise The majority of Americans consider themselves to be good drivers but their habits on the road tell a different story. American drivers ... How Debt Ceiling Politics Impact P/C Insurance Industry As they watched Congress struggle to put a debt deal in place by Aug. 2, U.S. insurers worried about their companies' portfolios, short- ... Agents See Carriers Out of Touch with Small Business Needs Insurance agents and brokers think that their insurance carriers may be out of touch with what the small business segment needs. For one,... More National News East Bankers Insurance Acquires Assets of Gateway Insurance Services Bankers Insurance LLC, headquartered in Richmond, Va., announced its acquisition of substantial assets and assumption of certain ... Federal Aid Approved for N.Y. Flood Victims A Long Island congressman says 13 families who lost their homes in flooding more than a year ago will likely receive federal aid. Rep. ... Julio C. Shaik Joins Maryland’s IWIF as Chief Investment Officer Julio C. Shaik, CFA, recently joined IWIF Workers' Compensation Insurance as assistant vice president of investments and CIO. A Chartered ... More East News Midwest State Auto Reports Increase in Net Loss and Premium Written in Q2 Columbus, Ohio-based State Auto Financial Corp. reported a second quarter 2011 net loss of $201.4 million, or $5.01 per diluted share, ... Iowa Health Insurance Review Process OK'd Federal officials have approved Iowa's process for external review of health insurance providers as established under the Affordable Care ... North Dakota Ban on Texting While Driving Takes Effect North Dakota's ban on texting while driving is now in effect. More than 30 states so far have approved laws against motorists sending text ... More Midwest News Southeast Florida Governor Suggests Making PIP Coverage Optional for Drivers Florida drivers should have the option to forgo purchasing what is now mandatory auto personal injury protection (PIP) coverage, says Gov. ... Alabama Study: Small Changes Could Prevent Twister Damage A new study of tornado destruction in Tuscaloosa found that relatively minor changes in construction — including better shingles, more ... Alabama Hikes Penalty for Driving Without Liability Insurance Alabama drivers are facing stiffer penalties for failing to have liability insurance under a bill recently signed into law by Gov. Robert ... More Southeast News South Central Forestry Service Says Oklahoma Could Face Fire Crisis Heat and drought could lead to a wildfire crisis in Oklahoma for the rest of the summer, a state forestry official said. Forester George ... Drought Damage Extends to Texas Gulf Oysters Tracy Woody heaved a hemp bag filled with oysters across the deck of his boat and began inspecting his catch. One shell after another was ... Insurer Group Taking Hurricane Tour of Texas The Insurance Council of Texas (ICT) will take its message of preparing for a hurricane down the Texas coast for its annual media tour in ... More South Central News West Colorado Begins Enforcing Car-Seat to Age Eight Law Car-seat requirements in Colorado are getting tougher Monday. A new state requirement being enforced Aug. 1 raises the ... Nevada Trucking Company Countersues Amtrak Over Crash A Nevada trucking company has countersued Amtrak and Union Pacific, claiming they failed to maintain a safe railroad crossing ... More West News International Insurers Interested in ING European, Asian Units ING could get a far bigger pay-out if it ditched a plan to spin-off its Asian and European insurance units as a single stock market-listed ... More International News Sponsored Content Lloyd's Innovation to be Profiled at MarketScout's Entrepreneurial Insurance Symposium Hank Watkins, President of Lloyd's America, will outline Lloyd's new initiatives DALLAS, August 2, 2011 – Hank Watkins, President of ... More Sponsored Content Insurance Journal Blogs Don’t Throw Up On Yourself… Have you ever been to a party and found yourself talking with someone you didn't know, and all they did was talk and carry on about ... More Blogs Join the Insurance Journal Network Insurance Journal TV 100 Agents in 100 Days Accident Insurance Co., a growing workers' compensation and small business insurer, is... Watch Now Growing Opportunities for Insurance Industry's Women Although men still outnumber women in the property/casualty insurance industry, there are many... Watch Now Watch more videos at InsuranceJournal.tv New Discussions in the Forums Misleading Advertising Posted: Tue Aug 2 -- The reason I get upset at this type of advertising is that there are people out there who beleive that they can get $9 insurance and they... saabins In search of separate Umbrella for standard carrier policies Posted: Tue Aug 2 -- I have found much success with personalumbrella.com. and their prices are very competitive. check them out as they I beleive they write in... saabins Agency Management Systems Posted: Mon Aug 1 -- I noticed on the Eclipse website that their latest Windows operating system they mention is XP! Wow! Sure ...... Observer561 Dental Plan or Dental Insurance Posted: Sat Jul 30 -- Can all dentists use sedation techniques? robin001 SEO and buying back links Posted: Sat Jul 30 -- everyone who is top 3-5 for any competitive insurance keyword is buying or renting high PR links. If you think that webmasters with High PR... yougotmymoney Feedback on being an independent agent for Progressive Posted: Fri Jul 29 -- Your post doesn't say where you are located. Progressive is the one company you can't live with and can't live without. They do a good job... gregcw CA-Guaranteed Replacement Cost Posted: Fri Jul 29 -- I know I'm being somewhat facetious, but didn't the CA DOI decide that had 'guaranteed replacement... gregcw GC spec home builder in CA Posted: Fri Jul 29 -- Home Builder will offer several floor plans for home and a home builder whose website boasts interactive maps suggests both technically... Linda27 Oil drilling Insurance Texas Posted: Thu Jul 28 -- Depending on the coverage I would like to take a look at this account. You can send it over to Go to Forums Reader Comments Allstate Agents Hope Unionization Sparks Changes at Insurer Posted: Tue Jul 26 -- I think I got it figured out.. what they appear to be doing is getting rid of the smaller agencies and trying to form a "mega" agency and... chuck Florida Nudists Injured in Water Scooter Crash Posted: Fri Jul 29 -- It's obvious, nudists have no coverage. Al How Debt Ceiling Politics Impact P/C Insurance Industry Posted: Mon Aug 1 -- There was only one good bill that dealt with the problem of our debt. Cut, Cap and Balance! These carriers should not be happy with the bill... Sarah Mass. Gun-Maker to Pay $600K in Gun-Death Lawsuit Posted: Thu Jul 28 -- Plumbers do random drug tests and this GUN MAKER does not? Good decision on behalf of the court. CalDude Slot Machine Gambler Sues Mississippi Casino for Arm Injury Posted: Wed Jul 27 -- Thats why they call the slot machines the "one arm bandit". Why Bother Go to Popular Comments Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us Current Issue Top 100 Retail Agencies, Homeowners & Condos, Autos More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail Market Directories Excess & Surplus Markets Programs Workers' Comp Markets New Insurance Jobs Commercial Lines Assistant Marketing Rep Commercial Lines - Two Positions in So California Personal Lines Senior Management Have a job opening? List it on our Web site. How to Advertise For information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148. View our Media Kit for advertising options in our magazines and online properties. Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Recognizing Professional Liability Exposures

Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly. How to Match Professional Liability Coverage to Your Insured's Exposures Insureds seek professional liability coverage for varied reasons. Some insureds may not know what they need and the agent must determine what type of coverage will accomplish the insured's objective. Once the student masters the lexicon and concepts of Professional Liability, he or she will be able to translate the insured's needs into identification of the appropriate line of business, as well as the policy language that will provide the desired coverage. Click Here to Register What you will learn in this webinar: Determine what types of claims the insured is seeking to cover Determine what type of coverage is needed to cover such claims Identify trouble areas in proposed terms Negotiate needed amendments to terms to ensure proper coverage is placed When you register, you get: Access to the live webinar Video and Audio recordings, so you can watch or listen again Question & Answer session with the instructor Audio download of the webcast Presentation slides download Join us this Thursday, August 4th for this one-hour training webinar. (PLUS, all registrants will receive video and audio recordings of the webinar, so you can listen/watch again at your convenience.) Space is limited! Click Here to Reserve Your Spot! Regularly priced at $129.00, just $89 when you register today! (special pricing expires August 3rd) Have questions or need help? Send an email to webcasts@insurancejournal.com or call Barbara at 800-897-9965 x120. Date: Thursday, August 4th Time: 1:30pm EDT / 10:30am PDT Duration: 1 Hour Price: Save $40 until August 3rd! Register today for just $89! Click Here to Register Instructor: Chris Christian, CIC, RPLU Industry leader and experienced broker, specializing in professional liability. More Great Training Coming Soon: Popular AUG 3: Developing Producer Compensation & Agency Perpetuation Plans - Through this course, agency owners, sales managers, and financial officers will begin to see how vital the concept of compensation analysis is to the success of its company. AUG 10: Using Social Media to Help Your Search Engine Exposure Grow - This session will go over the main social media players that can have impact on how you rank within search engines for terms related to your business (either topically or geographically or both). AUG 11: What EVERY Agent Needs to Know about D&O - Learn how insurance companies and retail brokers are focusing on D&O liability Coverage as a profitable business strategy and as an entree to a clients highest level executives. AUG 17: Using Feedback to Motivate Performance - This webinar gives you the tools necessary to allow you feel more comfortable giving feedback, help your employees learn from their mistakes and continually improve their performance. AUG 18: Do You Know EPLI? - Learn the basic information and features necessary to understand EPLI as well as the requirements necessary for underwriting this line of insurance. AUG 24: Scared by Construction Bonds? You Should Be! (2-Part Series) - This two-part seminar presents a wide-ranging examination of bond-related issues connected to the construction industry, beginning with a basic review of how bonds work, how they differ from liability insurance, and the basic terminology of bonding. Send to a Friend | Contact Us | Subscribe | Unsubscribe | Privacy Policy Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Insurance Journal TV: How New NRRA Regulations and Californias AB315 Will Change the Surplus Lines Industry

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August 2, 2011 Feature Video How New NRRA Regulations and California's AB315 Will Change the Surplus Lines Industry Jerry Sullivan, the head of the Sullivan Group, gives his views, largely positive, on how the Dodd-Frank NRRA regulations will require changes in the way the surplus lines industry... Watch Now Popular Videos IIAT Executive Director on Certificates of Insurance, PEOs and Workers' Comp Will Deficit Debate Affect Flood Insurance? Taxes? More Insurance Videos Watch InsuranceJournal.tv Subscribe to our iTunes Channel Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Breaking News: General Re, AIG Executives' Convictions Tossed; New Trial Ordered

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August 2, 2011 Breaking News Alert General Re, AIG Executives’ Convictions Tossed; New Trial Ordered Read the full story Four former executives at Berkshire Hathaway Inc.'s General Re Corp. unit and one at American International Group Inc. won the reversal of their convictions over a reinsurance transaction that prosecutors said fraudulently boosted AIG's loss reserves. The 2nd U.S. Circuit Court of Appeals in New York ordered on Monday a new trial for all five defendants, including former General Re Chief Executive Ronald Ferguson, citing errors by the presiding judge at their closely-watched 2008 trial. Read the full story Send to a Friend Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Daily Headlines: Monday, August 1, 2011

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August 1, 2011 News By Region  National  International  East  Midwest  Southeast  South Central  West Video Today's Headlines National SEC Seeks More Disclosure by AIG on Credit Ratings The U.S. Securities and Exchange Commission has asked insurer American International Group (AIG) to provide more disclosure about how and ... Large Investors Sue Bank of America Bank of America Corp. was sued by 15 former Countrywide Financial Corp. institutional investors who said they lost money after being misled ... Bank of America Loses Bid to Dismiss Fraud Claims Bank of America and two former executives lost a bid on Friday to dismiss securities fraud claims alleging they misled investors about the ... Allstate Reports High Catastrophe Losses, Increased Revenues for Q2 Allstate Corp. reported improved underlying profitability across all business lines for the second quarter quarter, but those gains were ... U.S. Upgrades Safety Probe of Ford, Mercury Models U.S. safety regulators have upgraded an investigation into consumer complaints that 2010 model year Ford Fusion and Mercury Milan cars may ... Travelers Builds Marine Construction Program for Contractors Travelers has developed a new marine construction program for construction contractors working with both the marine and non-marine ... XL Insurance, All Risks Form Underwriting Agreement for Open Lot Dealers Program XL Insurance, the global insurance underwriting operations of XL Group and All Risks, Ltd., have formed a new joint underwriting agreement ... Ryan Specialty Brings Additional Capacity, Expertise to Renewable Energy Segment Ryan Specialty's new managing general agency, Power.Energy.Risk, or PER Se, will focus on renewable energy risks and while the company may... More National News East Maryland Casino Construction Site Collapse Kills Worker Anne Arundel County officials say one construction worker was killed and another was injured when a 30-foot wall collapsed at the site of a ... Former N.Y. Official Admits Guilt in Hamptons Fraud A former New York lawmaker convicted of insurance fraud earlier this year has pleaded guilty in a separate multimillion-dollar mortgage ... More East News Midwest Michigan Court Upholds House Demolition The Michigan Supreme Court has granted Flint's request to dismiss a lawsuit by a man who claims he wasn't notified before his home was ... Disaster Declarations Expand in Midwest President Barack Obama has declared a major disaster in Minnesota after severe storms, tornadoes and flooding in July. The President also ... Missouri Lawyers Challenge Legalzoom’s Service A federal class-action civil suit in Missouri against a California-based vendor of online legal documents raises the question of whether ... More Midwest News Southeast Alabama City Reaches Settlement with Injured Off-Duty Cop A workers' compensation case between an off-duty police officer and the city of Montgomery, Alabama has been dismissed after the officer ... More Southeast News South Central Texas Hoped for Rain but Downgraded Don Disappoints "Don is dead. The cyclone literally evaporated over Texas about as fast as I have ever seen without mountains involved." That ... Hurricane Recovery Jobs Remain in Louisiana as Funding Drops Louisiana is winding down its hurricane recovery programs, but Gov. Bobby Jindal's administration hasn't cut much of the staff assigned to ... 20 in South Texas Plead Guilty to Insurance Fraud Federal authorities say 20 South Texas residents have been convicted for their roles in a scheme to defraud the American Family Life ... More South Central News West Montana Supreme Court Rules in Aluminum Baseball Bat Case The Montana Supreme Court has awarded $850,000 to the family of a 18-year-old pitcher who was killed by a baseball hit off an aluminum bat. ... Nevada Insurance Commissioner Resigns Nevada's State Business & Industry Director Terry Johnson today announced that two agencies within his department will see a change in ... California Insurance Investments in Underserved Areas Improves California Insurance Commissioner Dave Jones announced today that since he took office in January, insurance companies and other investors ... Oregon Town Passes Bond Measure to Save on Flood Insurance The levee system along the Walla Walla River is badly in need of repair in one Eastern Oregon town, costing ... Colorado Issues Workers’ Comp Audit Guidelines The Colorado Division of Insurance this week issued a bulletin directed at insurers that conduct workers' compensation audits. Bulletin ... Two Big Southern California Agencies Merge Two independent insurance brokers announced today they are joining forces to become one of the largest insurance brokerages in Los Angeles ... More West News International Validus Urges Transatlantic Talk About Takeover Offer Reinsurer Validus Holdings Ltd . Sunday urged target Transatlantic Holdings Inc to enter into discussions over its proposed takeover and ... Validus Touts ‘Superior Proposal’ for Transatlantic; Allied Says It's a Done Deal There seems to be a slight divergence of views between Validus Holdings and Allied World over the current status of their respective ... Ratings Recap: ECIC, Century (Guam), Al Fajer Re A.M. Best Europe – Rating Services Limited has affirmed the financial strength rating of 'A-' (Excellent) and issuer credit rating of ... More International News Sponsored Content NetRate Systems Introduces Businessowners Rate-Issue System for MGA's and Carriers Okemos, MI   August 1, 2011 -  NetRate Systems, Inc. (Okemos, MI), a leading supplier of ISO® Commercial Lines Rating software for ... The e-Marketing Minute is a bi-weekly video series designed to help insurance agents learn how to grow their agency utilizing the Internet. Check it out. More Sponsored Content Join the Insurance Journal Network Insurance Journal TV 100 Agents in 100 Days Accident Insurance Co., a growing workers' compensation and small business insurer, is... Watch Now Growing Opportunities for Insurance Industry's Women Although men still outnumber women in the property/casualty insurance industry, there are many... Watch Now Watch more videos at InsuranceJournal.tv New Discussions in the Forums Agency Management Systems Posted: Mon Aug 1 -- I noticed on the Eclipse website that their latest Windows operating system they mention is XP! Wow! Sure ...... Observer561 In search of separate Umbrella for standard carrier policies Posted: Sat Jul 30 -- Hi all: Currently working on one of the insured's auto and Rental property together, the only catch is that it can't comes with personal... roycheong1031 Dental Plan or Dental Insurance Posted: Sat Jul 30 -- Can all dentists use sedation techniques? robin001 SEO and buying back links Posted: Sat Jul 30 -- everyone who is top 3-5 for any competitive insurance keyword is buying or renting high PR links. If you think that webmasters with High PR... yougotmymoney What is your broker of record policy? Posted: Sat Jul 30 -- Thanks for the information.......really nice and informative post...... aurther11 Looking for an opinion Posted: Sat Jul 30 -- Just about the best business advice ever given to me 40 years ago when I had a small sandwich shop and resisted selling certain items that I... aurther11 Starting an Independent Agency has never been easier Posted: Sat Jul 30 -- Opening an Independent Agency has never been easier for a number of reasons. First, there are a growing number of cluster groups that are... aurther11 Restaurants in CA Posted: Sat Jul 30 -- French Laundry - Built in 1900 as a saloon that later became a French steam laundry, the rustic two-story stone cottage is surrounded by a... aurther11 Healthcare Reform Posted: Sat Jul 30 -- Insurance is competitive by nature and directly tied to the market it serves and the claims it must pay. Health care insurance pays for... aurther11 Go to Forums Reader Comments Allstate Agents Hope Unionization Sparks Changes at Insurer Posted: Tue Jul 26 -- I think I got it figured out.. what they appear to be doing is getting rid of the smaller agencies and trying to form a "mega" agency and... chuck Allstate Agents Hope Unionization Sparks Changes at Insurer Posted: Tue Jul 26 -- I have been an Allstate agent since the 90's. I can't believe what Allstate is saying about moral. Maybe they should call a few agents and... ste Florida Nudists Injured in Water Scooter Crash Posted: Fri Jul 29 -- It's obvious, nudists have no coverage. Al Go to Popular Comments Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us Current Issue Top 100 Retail Agencies, Homeowners & Condos, Autos More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail Market Directories Excess & Surplus Markets Programs Workers' Comp Markets New Insurance Jobs Personal Lines Senior Management Marketing Analyst Experienced P & C Claims Adjuster Have a job opening? List it on our Web site. How to Advertise For information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148. View our Media Kit for advertising options in our magazines and online properties. Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Breaking News: How Debt Ceiling Politics Impact P/C Insurance Industry

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August 1, 2011 Breaking News Alert How Debt Ceiling Politics Impact P/C Insurance Industry Read the full story As they watched Congress struggle to put a debt deal in place by Aug. 2, U.S. insurers worried about their companies' portfolios, short- and long-term interest rates and a decline in equity markets. The leading concern among insurers in the July 28 – 29 survey was a possible decline in capital (37%), followed by a lack of market liquidity and stock market volatility (both at 26%) should Congress fail to reach an agreement, according to an online survey of 35 insurance executives by global professional services company Towers Watson. Read the full story Send to a Friend Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Developing Producer Compensation and Agency Perpetuation Plans

Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly. Developing Producer Compensation & Agency Perpetuation Plans Compensation plans are the most important tool an insurance agency uses to distinguish itself from competitors. Archaic, poorly executed models correlate to stagnant new business growth, employee dissatisfaction and poor retention. The influence of an appropriate compensation plan trickles down to successful recruiting and perpetuation. Most notably this course provides specific plans for compensation design. Not exclusively designed for independent insurance agencies, any insurance organization can apply these concepts to its sales team. Click Here to Register What you will learn in this webinar: When and how changes to current compensation plans should be made. Formulas for the five most commonly used producer compensation plans including the best plan agencies rarely use! Perpetuation concepts for validated producers involving ownership, divestiture and retirement. When you register, you get: Access to the live webinar Video and Audio recordings, so you can watch or listen again Question & Answer session with the instructor Audio download of the webcast Presentation slides download Join us this Wednesday, August 3rd for this one-hour training webinar. (PLUS, all registrants will receive video and audio recordings of the webinar, so you can listen/watch again at your convenience.) Space is limited! Click Here to Reserve Your Spot! Regularly priced at $129.00, just $89 when you register today! (special pricing expires August 2nd) Have questions or need help? Send an email to webcasts@insurancejournal.com or call Barbara at 800-897-9965 x120. Date: Wednesday, August 3rd Time: 1:30pm EDT / 10:30am PDT Duration: 1 Hour Price: Save $40 until August 2nd! Register today for just $89! Click Here to Register Instructor: Mary Newgard Consultant specializing in competitive, results driven sales and service recruiting. More Great Training Coming Soon: AUG 4: How to Match Professional Liability Coverage to Your Insured's Exposures - Once the student masters the lexicon and concepts of Professional Liability, he or she will be able to translate the insured's needs into identification of the appropriate line of business. AUG 10: Using Social Media to Help Your Search Engine Exposure Grow - This session will go over the main social media players that can have impact on how you rank within search engines for terms related to your business (either topically or geographically or both). AUG 11: What EVERY Agent Needs to Know about D&O - Learn how insurance companies and retail brokers are focusing on D&O liability Coverage as a profitable business strategy and as an entree to a clients highest level executives. AUG 17: Using Feedback to Motivate Performance - This webinar gives you the tools necessary to allow you feel more comfortable giving feedback, help your employees learn from their mistakes and continually improve their performance. AUG 18: Do You Know EPLI? - Learn the basic information and features necessary to understand EPLI as well as the requirements necessary for underwriting this line of insurance. Send to a Friend | Contact Us | Subscribe | Unsubscribe | Privacy Policy Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.