Green Risk Coverage is Here - Are You Prepared

Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly.   Green Risks Boot Camp The first of its kind - a 4-part educational webinar series aimed at preparing the insurance industry for the unique risks of insuring green buildings. This must-attend event starts Wednesday, October 5 As green buildings become mainstream, the challenge is on the insurance industry to be prepared for these genuinely unique risks. Delivered online, so you can attend from anywhere In this four-part webinar event, key green building lessons will be delivered in strategic order designed to address property issues insurers should know. Plus, you'll get recordings so you won't miss anything This is a must-attend class for any insurance professional (underwriter, adjuster, agent or broker) wanting and needing to get a jump on the competition in the proper understanding of green risk and insurance. Four consecutive Wednesdays starting October 5, 2011 1:30 to 3:00 p.m. Eastern Live online training plus Q&A session When you register, you get: Access to all four live trainings (Wednesdays) Video and Audio recordings of all four trainings, so you can watch or listen again Question & Answer session with the instructor Audio download of the webcast Presentation slides download Save $200 on registration when you sign up today! * promotional rate expires soon Reserve your seat Have questions or need help? Send an email to webcasts@insurancejournal.com or call Barbara at 800-897-9965 x166. Course Overview: Part 1: Green Buildings: What they are and what they do. This first course is a review of the fundamental characteristics which label a building green. Attendees will learn what a green building is 'by definition' and environmental statistics on both residential and commercial buildings... read more Part 2: Green Building Rating Programs: A catalyst for green coverage. In the United States we have a variety of green building rating programs available at local, state, and national levels. While no two programs may be exactly identical, there are some common themes found in rating programs which this course explores... read more Part 3:Green Endorsements 101: A summary of coverage offered and review of benefits to both insured and insurer. In chronological order, green buildings came first. Then, green rating programs were created and followed by green endorsements. While modern day green buildings have been around for decades, green property endorsements have only been on the market since 2006... read more Part 4: Green Risks: Challenges and opportunities facing insurers. What are the coverage implications facing insurers as a result of green buildings? What are some of the underwriting issues involved on green buildings? What customer service mistakes wait for agents and adjusters who are not in tune with their green consumers? Does a future errors and omissions claim lay in waiting for the 'green ignorant' insurer? read more See the full course schedule and description. Save $200 on registration when you sign up today! * promotional rate expires soon Reserve your seat Have questions or need help? Send an email to webcasts@insurancejournal.com or call Barbara at 800-897-9965 x166.   Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Daily Headlines: Tuesday, September 27, 2011

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September 27, 2011 News By Region  National  International  East  Midwest  Southeast  South Central  West Video Today's Headlines National Lloyd’s Calls for Redrawing Disaster Roles in U.S. for Government, Private Insurers Government intervention in the insurance market is putting the financial burden of natural disasters on U.S. taxpayers, according to a ... Senate Approves Government Funding, Disaster Aid Bill The U.S. Senate approved a deal Monday to avert a government shutdown, ending a standoff that highlighted a dysfunctional Congress' trouble ... Supreme Court to Hear Federal Healthcare Mandate The Obama administration Monday cleared the way for the Supreme Court to decide in its 2011-12 term the president's signature healthcare ... 87 Firefighers Died on the Job in 2010; 56 Were Volunteers Eighty-seven on-duty firefighters from 31 states lost their lives as the result of 83 fatal incidents that occurred in 2010. Fifty-six of ... Senate Confirms Woodall as Insurance Voting Member on Financial Stability Panel The Senate has confirmed former Kentucky insurance regulator S. Roy Woodall for the one voting position on the federal Financial Stability ... Accounting Firm Sued for $7.6B, Accused of Missing Lender Fraud Deloitte Touche Tohmatsu Ltd , the world's largest accounting and consulting firm, was accused Monday of failing to detect fraud during its ... Alteris' SeptiCover Endorsed by National Association of Wastewater Transporters Alteris, a member of Argo Group International Holdings, Ltd., has had its SeptiCover program chosen by the National Association of ... More Optimism, but Plenty of Controversy Surrounds Mortgage Broker E&O Segment Insurance agents serving the mortgage broker marketplace see some signs of improvement but they aren't yet jumping for joy. The mortgage... More National News East Pennsylvania Liquor Tax Should Go to Disaster Relief Fund: Lawmaker A western Pennsylvania lawmaker is proposing to divert some of the money from the "Johnstown Flood Tax" on alcohol back to its original ... Mass. Family in Last 9/11 Case Says Officials Escaped Responsibility Even after settling what had been the last wrongful death lawsuit against the airlines over the Sept. 11, 2001 attacks, the family of Mark ... More East News Midwest Iowa Won’t File Criminal Charges Against Texas Firm Iowa won't pursue criminal charges against a Texas company that's accused of exploiting developmentally disabled workers at a turkey plant ... Families of Two Who Died at Michigan Farm Sue The families of two young people who died after falling into a tank at a dairy farm in Michigan's Barry County have filed wrongful death ... Michigan Earns Outstanding Big 'I' Young Agents Award The National Young Agents Committee of the Independent Insurance Agents & Brokers of America (IIABA or the Big "I") has named its ... More Midwest News Southeast One Frustrated Florida County Tackles Auto Insurance Fraud On Its Own One county in Florida has decided not to wait on state lawmakers' promise to address the insurance fraud and fix the state's automobile ... More Southeast News South Central Insured Losses in Bastrop County Fire to Reach $250M Insured damages from what has become the costliest wildfire in Texas history will climb to $250 million, an insurer trade group says. The ... Louisiana Agent Arrested for Alleged Insurance Fraud A Metairie, La., insurance agent has been arrested for insurance fraud, state officials say. The Louisiana State Police Insurance ... Improved Flood Rating Means Lower Insurance Rates for Louisiana Town Denham Springs, La., has improved its flood rating, which will mean insurance savings for city residents with flood insurance. City ... More South Central News West Colorado Chemical Depot Says Safety Still a Concern Federal officials say safety is still a concern at the Pueblo Chemical Depot because of leaking weapons. Quality assurance specialist ... More West News International Shanghai Subway Trains Collide Injuring More than 270 Two subway trains collided in Shanghai on Tuesday injuring more than 270 passengers, 20 critically, prompting public anger two months after ... Hurricane Center Tracking Hurricane Hilary off Coast of Mexico; Atlantic Storms The National Hurricane Center in Miami is currently tracking Hurricane Hilary in the Pacific Ocean off the west coast of Mexico and the ... Transatlantic in Talks with New, Undisclosed Bidder Transatlantic Holdings said Monday it has entered into deal talks with an undisclosed bidder, adding a fresh twist in a months-long ... Argo Group Opens Office in Dubai The Bermuda-based Argo Group International Holdings announced that it has established a "locally domiciled insurance operation in the heart ... Best Special Report: Finds Strong Reinsurance Demand in Middle East, No. Africa A newly issued special report from A.M. Best notes that although the "reinsurance environment in the Middle East and North Africa (MENA) ... Genworth Creates Reinsurance Treaty for Mortgage Insurance in Europe Specialist insurer Genworth has announced the full placement of a new reinsurance treaty for mortgage insurance (MI) in Europe. The ... Williams to Head Liberty International’s D&O, Financial Institutions Business Liberty International Underwriters in Europe (LIU Europe), a member of Liberty Mutual Group, has appointed Guy Williams as Head of ... Best Upgrades Greenlight Re’s Ratings to ‘A’; Outlook Stable A.M. Best Co. has upgraded the financial strength rating (FSR) to 'A' (Excellent) from 'A-' (Excellent) and the issuer credit rating (ICR) ... More International News Join the Insurance Journal Network Insurance Journal TV Triage Nurses Cut Costs in Workers' Comp What if a business could lower its workers' compensation claims costs by as much as 30... Watch Now PURE Innovation During his 25-year career in the property/casualty insurance business, Ross Buchmueller has... Watch Now Watch more videos at InsuranceJournal.tv New Discussions in the Forums Apartment complex wants to be additional interest Posted: Tue Sep 27 -- No they can't do it because there is no insurable interest and I was just complaining. Complaining that the complex was requesting it in the... etimer PA Dog Liability to meet State Requirements Posted: Mon Sep 26 -- Did you try contacting a wholesale broker / MGA to check with non-standard markets? Also, I just found this link on places to find umbrella... azcompanyman Do you purchase Damage Waiver when renting a car? Posted: Mon Sep 26 -- We always recommend purchase due to "diminished Value" that many car rental places are now pursuing, especially Enterprise. The diminished... Insisfun Do you recommend bonds or crime insurance? Posted: Mon Sep 26 -- "willingness to prosecute" That is what keeps most collections / repayment from taking place. Usually a back ground check works after the... Wildwillie Garage Liability and loaner vehicles Posted: Fri Sep 23 -- Yes, however this would not be claimed under the GKLL, rather the Garage Liability portion because the damage was not the a vehicle in... Rob Should I get Cal. Low Cost Auto Ins. in our office? Posted: Fri Sep 23 -- I agree with "d's". Don't waste your time. I was CAARP certified until I recently submitted cancellation. You end up doing whole bunch of... newportins Mobile Apps for P&C Producers Posted: Thu Sep 22 -- No, these are not leads. You get questionnaires on your mobile phone, which you complete while discussing insurance with your clients or... Fge78 3 Properties in Texas? Posted: Thu Sep 22 -- Texas is a big state that has some problem areas, particularily around the Coastal Areas. If you want to narrow down who can write this and... centex Go to Forums Reader Comments House Defeats Bill Funding Government; FEMA, Flood Insurance in Doubt Posted: Thu Sep 22 -- Our elected and appointed representatives should be made to contribute to their health care coverage and pay for their family members... Nancy Insurer Says Exclusion Bars Payment in Nebraska Pastor's Death Posted: Wed Sep 21 -- The Nebraska Surpeme Court has already ruled that carbon monoxide is a pollutant and that there is no coverage on the basis of the absolute... The Other Point of View IRS Gives Employers Break on Misclassified Employees Posted: Fri Sep 23 -- Is this the way the IRS lets cheaters like State Farm get away from all the taxes they have avoided since 1998, by calling their agents... IRS Coverup? Florida Firm to Appeal in Bid for Sunken Spanish Treasure Posted: Fri Sep 23 -- If Spain ends up winning this, I think the Florida based company should load the coins and treasure onto a ship, stop right ontop of the... Baxtor Senate Poised to Defeat House Spending, Disaster Aid Bill Posted: Fri Sep 23 -- "I guess Harry Reid will have to bear the burden of denying the disaster victims the money that they need," Cantor told reporters. Sorry... The Other Point of View Go to Popular Comments Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us Current Issue Professional Liability Directory, The Best Insurance Agencies to Work For, Employment/HR Issue September 19, 2011 More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail Market Directories Excess & Surplus Markets Programs Workers' Comp Markets New Insurance Jobs Sr. Underwriter - Fidelity & Crime Territory Sales Managers Auto Physical Damage Claims Representative BI/PIP/APD Claims Adjuster Have a job opening? List it on our Web site. How to Advertise For information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148. View our Media Kit for advertising options in our magazines and online properties. Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Insurance Journal TV: Triage Nurses Cut Costs in Workers Comp

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September 27, 2011 Feature Video Triage Nurses Cut Costs in Workers' Comp What if a business could lower its workers' compensation claims costs by as much as 30 percent by simply taking care of the injured worker at the onset of injury? That's exactly... Watch Now Popular Videos The Integral Part Played By Reinsurers Lloyd's Chairman Lord Peter Levene on Reinsurance, the U.S. Market and Some Future Plans More Insurance Videos Watch InsuranceJournal.tv Subscribe to our iTunes Channel Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Daily Headlines: Monday, September 26, 2011

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September 26, 2011 News By Region  National  International  East  Midwest  Southeast  South Central  West Video Today's Headlines National Mortgages At Risk If Flood Insurance Program Expires The federal program that insures homes against flood damage expires next Friday and is at risk of not being renewed, even as an early fall ... Nationwide Mutual Reportedly in Talks to Buy Harleysville Nationwide Mutual Insurance Co. is in talks to buy Harleysville Group Inc., Bloomberg reported last Friday, citing people familiar with the ... Warning: Insecticides Can Be More Dangerous Than Bedbugs Bedbugs don't make people sick. But the poisons used to kill them can. A new government study has found that dozens of Americans have ... Berkshire Hathaway to Buy Back Shares Warren Buffett's conglomerate Berkshire Hathaway said it will launch a share buyback program, an extremely rare move from Buffett that ... State Farm: Weather Claims This Year Reach $5 Billion State Farm Insurance has paid $5 billion to its customers for weather-related catastrophes -- damage to cars, homes and other property so ... Best Affirms FM Global Group and Members ‘A+’ Ratings A.M. Best Co. has affirmed the financial strength rating (FSR) of 'A+' (Superior) and issuer credit ratings (ICR) of "aa" of FM Global ... Burns & Wilcox Promotes LaLonde to Manager, Insurance Solutions James LaLonde has been promoted to manager of insurance solutions at Burns & Wilcox. LaLonde previously served as an insurance ... More Optimism, but Plenty of Controversy Surrounds Mortgage Broker E&O Segment Insurance agents serving the mortgage broker marketplace see some signs of improvement but they aren't yet jumping for joy. The mortgage... More National News East Citing Scope of 9/11, N.Y. Judge Tosses WTC Suit In tossing out a negligence lawsuit, a judge last Friday cited the ``strange, improbable'' events that destroyed a 47-story World Trade ... Former Head of Liberty Title in N.Y. Sentenced to 20 Months in Prison Former president and co-founder of title insurance agency Liberty Title, Brian Madden, has been sentenced to 20 months in prison for ... Insurance Journal Names Ha as East Editor Wells Publishing Inc. has named Young Ha as its new East editor for its flagship Insurance Journal online and print property/casualty ... Marsh Names Flynn CEO of U.S. Consumer Unit Insurance broker Marsh has appointed Liz Flynn to the role of president and CEO of its U.S. consumer business, effective Oct. 1. In her new ... More East News Midwest Receding Missouri River Reveals Badly Damaged Land As the Missouri River slowly recedes, farmers seeing their fields for the first time since June are encountering sand dunes, strange debris ... Des Moines, Iowa, Executive Pleads Guilty to Insurance Fraud The president of a Des Moines, Iowa, firm that provides companies with temporary employees has pleaded guilty to a scheme to reduce the ... Michigan Auto Insurer Pursues ‘Unlawful Taking’ Defense An insurance company has persuaded the Michigan Supreme Court to decide whether the insurer must pay the medical bills of a man who was ... Mayor Says Congress' Lack of Action Means Uncertainty for Joplin, Missouri The mayor of Joplin, Mo., mayor says he appreciates efforts in Washington to get the economy in order, but he's worried about how that will ... More Midwest News Southeast Video on West Virginia Plant Leak Urges Manufacturing Safety The U.S. Chemical Safety Board, releasing a video depicting a deadly chemical leak at a DuPont plant in Belle, West Virginia last year, ... Henson Joins Iroquois of Tennessee Iroquois of Tennessee has named Greg Henson as a new regional manager. Henson previously worked as an inside sales manager for BOC Gases, ... More Southeast News South Central Texas Denies State Farm's Catastrophe Petition The Texas Department of Insurance has denied a catastrophe determination petition submitted by State Farm Insurance Cos. in response to ... Willis Energy Hires Farebrother to Lead Houston Sales Team Global insurance broker Willis Group Holdings announced that Graham Farebrother has joined Willis as executive vice president and sales ... Some Flood Zones to Shift with New Lafayette Parish Flood Maps A new flood map for Lafayette Parish could be completed by next year, the first update since 1996 for a document that affects insurance ... More South Central News West Group: National Flood Insurance Program Harm Salmon in Puget Sound The National Wildlife Federation plans to sue the federal government, saying it has failed to ensure that the national flood insurance ... CSE Insurance Group’s Pay-As-You-Go Program Approved in California CSE Insurance Group, a provider of insurance for civil service employees and consumers, has been approved to offer its new SAVE Program ... More West News International Validus, Transatlantic Make Peace; Confidentiality Agreement Signed After rejecting offers from both Allied World Assurance and Berkshire Hathaway's National Indemnity, Transatlantic Holdings has opened the ... Island Nations at UN Warn of Climate Disaster The Palestinians want the United Nations to recognize a state. And the island nation of Tuvalu wants the United Nations to act – now - to ... Ryan Specialty Completes Acquisition of Lloyd's Insurer Jubilee  Ryan Specialty Group, LLC (RSG) announced that it has completed the acquisition of specialist Lloyd's insurer Jubilee Group Holdings ... Willis and XL Implement e-Accounting for London Market The London-based operations of XL Group plc and Willis Limited, the principal UK broking company of global insurance broker Willis Group ... Ratings Recap: FM Global (UK), Tapiola  A.M. Best Europe – Rating Services Limited has affirmed the financial strength rating of 'A+' (Superior) and issuer credit rating of ... Swiss Re Policies Help Cholera Victims in Haiti, Poor Farmers in Africa Global reinsurer Swiss Re is introducing business interruption coverage in case of cholera outbreaks for women entrepreneurs in Haiti. ... AXA Completes Sale of Canadian Operations France's AXA Group announced that it has successfully completed the sale of its Canadian operations in Property & Casualty and Life ... More International News Join the Insurance Journal Network Insurance Journal TV PURE Innovation During his 25-year career in the property/casualty insurance business, Ross Buchmueller has... Watch Now Lloyd's Chairman Lord Peter Levene on Reinsurance, the U.S. Market and Some Future Plans Lord Peter Levene talked to the IJ on his balcony at the Hotel de Paris. His reign as... Watch Now Watch more videos at InsuranceJournal.tv New Discussions in the Forums Do you purchase Damage Waiver when renting a car? Posted: Sun Sep 25 -- Even though a typical Personal Auto Policy will cover a vehicle that the insured rents while on vacation, do you think it is worth it to... John J90 Garage Liability and loaner vehicles Posted: Fri Sep 23 -- Yes, however this would not be claimed under the GKLL, rather the Garage Liability portion because the damage was not the a vehicle in... Rob Apartment complex wants to be additional interest Posted: Fri Sep 23 -- I went through this with this same apartment complex in 2008 for a tenants policy. They want to be named as Additional Interest," or... etimer Should I get Cal. Low Cost Auto Ins. in our office? Posted: Fri Sep 23 -- I agree with "d's". Don't waste your time. I was CAARP certified until I recently submitted cancellation. You end up doing whole bunch of... newportins PA Dog Liability to meet State Requirements Posted: Fri Sep 23 -- This is exactly the problem... Even Foremost, Travelers, State Farm, Safeco, and smaller mutual companies all will not write if dog has... Suze 3 Properties in Texas? Posted: Thu Sep 22 -- Texas is a big state that has some problem areas, particularily around the Coastal Areas. If you want to narrow down who can write this and... centex Worker's comp commission Posted: Mon Sep 19 -- Wow-In many years of writing in CA, have yet to get 15% . Most in CA seems to be 12% down to as low as 6% (I do not include SCIF) Big... jackwehoca No Fault insurance question Posted: Mon Sep 19 -- John J90, you need to study up on your state's no-fault laws if you are out marketing auto insurance. It's pretty critical that you know how... BKCPCU Go to Forums Reader Comments House Defeats Bill Funding Government; FEMA, Flood Insurance in Doubt Posted: Thu Sep 22 -- Our elected and appointed representatives should be made to contribute to their health care coverage and pay for their family members... Nancy Pennsylvania Jury Finds Nurse Liable, Awards $23 Million to Amputee Posted: Mon Sep 19 -- If that poor woman lived in VA she would have a med mal cap of under $2,000,000 which is terribly inadequate for such a case. Deborah Brown More Americans Believe World is Warming: Reuters Poll Posted: Mon Sep 19 -- Actually, nothing is "settled" or we wouldn't be having this debate, would we? Science is not up to a consensus. That is not science. Funny,... Wayne Top 5 Technology Priorities for P/C Insurers Posted: Mon Sep 19 -- The ultimate company objective is to reduce employee count to the present company officers, a couple of programmers and one guy to take the... Bob Insurer Says Exclusion Bars Payment in Nebraska Pastor's Death Posted: Wed Sep 21 -- The Nebraska Surpeme Court has already ruled that carbon monoxide is a pollutant and that there is no coverage on the basis of the absolute... The Other Point of View Go to Popular Comments Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us Current Issue Professional Liability Directory, The Best Insurance Agencies to Work For, Employment/HR Issue September 19, 2011 More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail Market Directories Excess & Surplus Markets Programs Workers' Comp Markets New Insurance Jobs Auto Physical Damage Claims Representative BI/PIP/APD Claims Adjuster Experienced P & C Claims Adjuster Reception & Customer Service Have a job opening? List it on our Web site. How to Advertise For information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148. View our Media Kit for advertising options in our magazines and online properties. Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

What Can Be Expected From a Cyber Liability Policy

Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly. Understanding Cyber Liability Coverage Business has been good for hackers in 2011 - with no shortage of work in sight. Companies off all sizes are and have been targets for cyber criminals, most notably Epsilon, Sony, Google, and Citi. Technology is constantly evolving, which makes doing business easier, faster, and more convenient but at the same time it makes our sensitive date more vulnerable than ever. Don't be left in the dark on the cyber and privacy issues that your customers face every day. This class will cover in detail the history of cyber development, computer viruses, and identity theft. Cyber Liability addresses the first- and third-party risks associated with e-business, the Internet, networks and informational assets. Click Here to Register What you will learn in this webinar: What is cyber liability Who needs cyber liability coverage What can be expected from a cyber liability policy Key questions concerning cyber liability When you register, you get: Access to the live webinar Video and Audio recordings, so you can watch or listen again Question & Answer session with the instructor Audio download of the webcast Presentation slides download Join us this Wednesday, September 28th for this one-hour training webinar. (PLUS, all registrants will receive video and audio recordings of the webinar, so you can listen/watch again at your convenience.) Space is limited! Click Here to Reserve Your Spot! Regularly priced at $129.00, just $89 when you register today! (special pricing expires September 27th) Have questions or need help? Send an email to webcasts@insurancejournal.com or call Barbara at 800-897-9965 x166. Date: Wednesday, Sept 28th Time: 1:30pm EDT / 10:30am PDT Duration: 1 Hour Price: Save $40 until Sept 27th! Register today for just $89! Click Here to Register Instructor: David Derigiotis Director of Professional Lines at Burns & Wilcox and Cyber Liability Specialist More Great Training Coming Soon: OCT 5: Green Risk for Buildings and Materials (4 Part Series) - As green buildings become mainstream, the challenge is on the insurance industry to be prepared for these genuinely unique risks. NOV 2: Inbox Detox and the Habit of Email Excellence - Slave: a person under the domination of some habit. Email is a great means of communication, but it can also dominate our lives; making us slaves to our inbox. NOV 9: What to Expect from Specialty Lines Claims - This webinar gives an overview of the specialty-lines claims process as experienced by insureds and brokers. The types of claims addressed in this class include errors and omissions, professional liability, directors and officers, and employment practices liability. NOV 16: Getting "Free" and Local Listings in Search Engine Results This course will provide an overview of the search engine landscape and their differing results pages, with varied types of content returned. NOV 17: How to Read and Understand ANY Insurance Policy Learn the rules of reading insurance policies and why exclusions and exceptions exist. Send to a Friend | Contact Us | Subscribe | Unsubscribe | Privacy Policy Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.