Sun Tzu, "The Art of War" & Insurance Training

Having trouble reading this email? View it as a webpage. Not interested anymore? Unsubscribe instantly. It All Started Because I Needed a Job Look, I don't know why you got into insurance; I doubt many are in this industry because it was your dream. I fell into insurance because I needed a JOB. But the funny thing is, once I got into this profession (and it is a profession), I discovered that insurance is actually quite fascinating and complex. And now I love to teach and train new (or newer) insurance professionals about the unique concepts and facets within insurance. Sun Tzu, "The Art of War" & Insurance Training Insurance Journal's Academy of Insurance created its nine-part series, "Beyond Basic Training" to educate anyone relatively new to the industry about the dangers associated with risk. Don't misunderstand, it's not necessarily the presence of "risk" that is dangerous or the enemy; it is ignorance of and apathy towards risk that is the real danger and the real enemy. As Sun Tzu stated in "The Art of War," "If you know your enemy and know yourself, you need not fear the results of 100 battles." When you understand and know risk, risk management and insurance, you need not fear the presence of "risk." That's what this 9-part series allows you to do - know the enemy and know yourself and win the battle against "risk." You Skip Three Years of "Accidental" Learning I promise this series will not to bore you with facts. It will, however, thrill you with theories and concepts important to you as an insurance professional. You will magically skip over three years of "accidental" learning and advance more quickly in your career. You Can Listen Anytime Because this 9-part series has already been recorded, you can watch and listen anytime that is convenient for you. Also, each session is only one hour long, so you can get back to work quickly; but with great new knowledge. Hurry and order this on-demand series; the special price of $249 (regularly $697) for all 9 parts ends December 31. We look forward to hosting you. Click Here to Get Access Click Here for the Full Overview of the 9-Part Series Sincerely, Chris Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS Director of Education Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Daily Headlines: Tuesday, December 27, 2011

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December 27, 2011 News By Region  National  International  East  Midwest  Southeast  South Central  West Video Today's Headlines National Catastrophes Erode P/C Insurers’ Results for 9 Months of 2011 Private U.S. property/casualty insurers' net losses on underwriting grew to $34.9 billion in nine-months 2011 from $6.3 billion in ... Allstate Revises Agent Compensation Plan Allstate's captive agents have been spared part of a planned cut in their commissions as the insurer has revised its compensation ... Obama Administration Decides Against Lowering Trucker Daily Hours The Obama administration decided against a cut in truckers' daily hours behind the wheel, to the dismay of safety advocates, but made other ... Federal Flood Insurance Reauthorized Until May 2012 The federal flood insurance program has been extended until May 31, 2012 under another short-term consolidated appropriations bill (H.R. ... Ex-NFL Players Sue League Over Brain Injuries Jamal Lewis, Dorsey Levens and two other former National Football League players have sued the league over brain injuries that they say ... U.S. Airlines and Lost Luggage Liability With so many people flying over the holidays, there's a good chance some of these travelers will end up at their final destination without ... Esurance Debuts First Ad Campaign Since Being Bought by Allstate Esurance, the onlinel car insurance company now owned by Allstate, has launched a new ad campaign around the concept, "Insurance for the ... As User-Based Insurance Takes Off, Towers Watson Steers It Globally When Towers Watson expanded its user-based insurance (UBI) DriveAbility program beyond the United States last month, it wasn't just based on... More National News East Travelers Indemnity Says $1M Policy Won’t Cover Penn. Turnpike Mess The insurer of a trucking company whose tanker leaked sticky black goo onto the Pennsylvania Turnpike in November says in court filings ... New York Judge: Iran, Taliban, al-Qaida Liable for 9/11 A federal judge has signed a default judgment finding Iran, the Taliban and al-Qaida liable in the Sept. 11, 2001 terrorist attacks. Judge ... Insurer for Sandusky Charity in Pennsylvania Argues Over Payouts An insurance company for a charity founded by Jerry Sandusky argued in a federal complaint last Friday that it should not have to pay legal ... AIG CEO Benmosche Wants to Extend His Stay: Report American International Group's CEO Robert Benmosche recently told the board directors that he wants to stay in his job longer than ... Pennsylvania’s Rhyming Justice Pens Insurance Fraud Opinion This judge's rulings, for better or worse, are poetic justice because they're in verse. A state Supreme Court justice known for opinions ... $1.6M Award for Connecticut Man Injured in Icy Road Accident A jury has awarded $1.6 million to a Thomaston, Connecticut, man who sued the state Department of Transportation over injuries he suffered ... BNY Mellon Settles N.Y. Probe Involving Insurer’s Debt Security Sale The Bank of New York Mellon Corp. will pay $1.3 million to three states to settle an investigation into manipulative trading of auction ... More East News Midwest Privacy Claims Against Iowa Insurance Agent Over Hidden Cameras Proceed A video camera hidden in a workplace bathroom doesn't have to produce any images for someone to believe their privacy was violated, the ... Minnesota Supreme Court to Hear University’s Appeal of $1M Award The Minnesota Supreme Court has agreed to hear the University of Minnesota's appeal of a $1 million civil verdict against the school and ... More Midwest News Southeast South Carolina State Worker Seeks Free Speech Damages Over Firing A former South Carolina state employee has filed a federal lawsuit over his termination earlier this year after a diversity training ... Claims Against Fort Lauderdale Police Top $1 Million Records show that more than a $1 million has been paid out since 2005 in claims against a South Florida police department. The city of Fort ... Mississippi Court Overturns Insurer’s Win in Katrina Wind vs. Water Case The Mississippi Supreme Court has overturned a judgment for an insurance company in a wind vs. water case involving a Pascagoula home hit ... More Southeast News South Central New Orleans Hurricane Wall Creates Prime Fishing Spot Anglers in the wetlands surrounding New Orleans never have to look very far to be reminded they are living the ultimate paradox: They are ... Central Oklahoma Homes ‘Quaked’ a Bit on Christmas Day Some Oklahoma residents may have felt their homes shake on Christmas Day, but it wasn't because reindeer had landed on the roof. The U.S. ... Genstar Capital Acquires Innovative Aftermarket Systems of Texas San Francisco-based private equity firm Genstar Capital, LLC said it has acquired Innovative Aftermarket Systems, which underwrites and ... More South Central News West Alaska Law Meant To Ban Texting While Driving Challenged Alaska's intended ban on texting while driving is facing a legal challenge, with a magistrate in Kenai saying the Legislature should have ... Former Idaho Police Officer Awarded $717,000 A former Idaho officer with the Fort Hall Police Department injured when his patrol vehicle was hit by another vehicle has been awarded ... Idaho Economic Developers Want Employer Incentive Fund State lawmakers need to create a $5- to $10-million fund that could be used to entice high-paying employers to the state by rewarding them ... Utah Lawmaker Wants Out Of Daylight Saving Program One Utah lawmaker wants to pull the plug on daylight saving time. The Deseret News of Salt Lake City reports Republican Rep. Jim Nielson of ... Washington City’s New Underage-Drinking Law Targets Parents Starting next month, Mercer Island parents will be held responsible for underage drinking at their homes even if they are out of town and ... More West News International Financial, Legal Woes Dogged Breast Implant Company Signs of legal problems and financial losses surrounding the French breast implant manufacturer at the heart of a scandal affecting ... Everest Re Estimates Thai Flood Losses at $100 to $125 Million The Bermuda-based Everest Re Group announced that it expects to incur net losses of between $100 million and $125 million, after ... Best Affirms Wind River Re, U.S. Subs Ratings; Outlook Stable A.M. Best Co. has affirmed the financial strength rating of 'A' (Excellent) and issuer credit ratings (ICR) of "a" of Bermuda-based ... Best Affirms Ratings of Sompo Japan and U.S. Subs; Outlook Stable A.M. Best Co. has affirmed the financial strength rating (FSR) of 'A+' (Superior) and issuer credit rating (ICR) of "aa-" of Sompo ... Best Affirms NIPPONKOA’s ‘A’ Ratings; Outlook Stable A.M. Best Co. has affirmed the financial strength rating of 'A' (Excellent) and issuer credit rating of "a+" of Japan's NIPPONKOA ... Ratings Recap: Evergreen Re, Asian Re, Toa Re, Meritz A.M. Best Co. has affirmed the financial strength rating of 'A' (Excellent) and issuer credit rating of "a" of Bermuda-based Evergreen ... More International News Sponsored Content What is it About the PRIS Designation The Property Risk Insurance Specialist (PRIS) program is an intense, three-day study of all areas of property insurance developed by ... More Sponsored Content Join the Insurance Journal Network Insurance Journal TV Swiss Re Chief Economist Analyzes Current Market Conditions Swiss Re's chief economist Kurt Karl discusses the challenges the insurance industry faces,... Watch Now Interesting Times in Medical Liability The medical liability market continues to perform well even as the nation struggles to... Watch Now Watch more videos at InsuranceJournal.tv New Discussions in the Forums Those who get an Insurance Education have a competitive edge Posted: Tue Dec 27 -- My experience with insurance producers is that a pretty good percentage believe that continuing education training is a nuisance and see no... itaamerica My CPCU journey - almost finished..... Posted: Tue Dec 27 -- Hello Everyone, I posted a few times several months back looking for advice/opinions regarding the CPCU program from the Institutes. I... bjwestner Best Insurance LinkedIn Group Posted: Tue Dec 27 -- I recently joined this group. It's among the most popular LinkedIn Group of Insurance Industry Professionals -... sethm Facebook Posted: Tue Dec 27 -- I've been using Facebook PPC for quite some now, and it has brought leads and conversions. It may be a bit costly, but what I like most... sethm Adding Addtional Insureds Posted: Mon Dec 26 -- Shouldn't the AI requestor contact the primary and request the primary to add them? Seems like your adding work for yourselves, when the... OldIndyAgent Fireworks Wholesaler/Retailer Posted: Thu Dec 22 -- I am looking for markets for a large fireworks wholesaler/retailer. Need help on GL, XS & AL Thanks E&S Broker Loss Payment on a BOP Posted: Thu Dec 22 -- Without pulling out a policy I would have to think the denominator would be 80%of the replacement cost. I would need to confirm the... yoyowordup CertsNow 24/7 or CSR24 Posted: Thu Dec 22 -- I know these guys continually market us, and one of our principals (not me) seems interested, but I agree with the other comments. The cert... Island Girl Agent LBPS, Seterus, QBE, IBM-LBPS Posted: Thu Dec 22 -- While I have not had this problem with them for any commercial policies, I do constantly have issues with them on personal lines policies. I... Brenda H Go to Forums Reader Comments Maurice 'Hank' Greenberg Wins Leadership Award From Yale University Posted: Tue Dec 20 -- No kidding - I guess lifetime leadership only means building an empire, not sustaining it long term? Becky 10,000 Gallons Of Sewage Spills Into Central California Creek, Ocean Posted: Tue Dec 20 -- Why, oh why, aren't there measures in place to prevent this type of incident? It's not like power outages are rare or unheard of... Dee Supreme Court Schedules Obama Healthcare Arguments Posted: Tue Dec 20 -- Perhaps we will have a Political Solution if the court punts. We will be looking forward to 1-20-13 for that to happen. The first order of... Amazed Former South Carolina Governor's Brother Denies Liability for Pool Drowning Posted: Tue Dec 20 -- Why send your child to a pool party when he doesn't know how to swim? What if it had been a hang gliding party? And the list goes on... GETREAL Get Ready to 'Face' the Next Wave in Marketing: Mavatars Posted: Tue Dec 20 -- The article did not mention driver license but the DOT people told me, when I renewed my license, that the new photos are set up for... bob Go to Popular Comments Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us Current Issue 2012 Market Fact Book (including all 2011 Surveys in one convenient place!), Buyers Guide December 19, 2011 More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail Market Directories Excess & Surplus Markets Programs Workers' Comp Markets New Insurance Jobs Solution Architect Midwest Territory Manager Insurance Sales Representatives Property & Casualty E&S Homeowners Underwriter Have a job opening? List it on our Web site. How to Advertise For information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148. View our Media Kit for advertising options in our magazines and online properties. Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Insurance Journal TV: Entrepreneurial Technologists

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December 27, 2011 Feature Video Entrepreneurial Technologists This year the Entrepreneurial Insurance Alliance (EIA), sponsored by MarketScout, named Vertafore and Risk Metrics, as winners of it 2011 Entrepreneurial Award in technology.... Watch Now Popular Videos Pat Ryan Asks, 'Are You Happy?' 100 Agents in 100 Days More Insurance Videos Watch InsuranceJournal.tv Subscribe to our iTunes Channel Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Daily Headlines: Thursday, December 22, 2011

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December 22, 2011 News By Region  National  International  East  Midwest  Southeast  South Central  West Video Today's Headlines National Sex, Dogs and Heads That Rolled Among Top Insurance Journal News Stories in 2011 In 2011, Insurance Journal.com brought readers news on everything from dog bites to major catastrophes, including news on courts, ... Mines Must Disclose Safety Violations to Investors Under New SEC Rules Mining companies will need to disclose to investors information about health and safety violations under new rules adopted on Wednesday by ... E-Trade, Insurers to Settle Mortgage Class Action Lawsuit for $79M E-Trade Financial and its insurers have agreed in principle to pay $79 million to settle class action lawsuits brought against the online ... New Madrid Quake Cost = $110 Billion Impact Today AIR Reports A report from catastrophe modeling firm AIR Worldwide notes that "this month marks the 200th Anniversary of the first in a series of large ... Ratings Roundup: Heritage, Euler Hermes (US) A.M. Best Co. has affirmed the financial strength rating of 'A' (Excellent) and issuer credit rating of "a" of Calif.-based Heritage ... Best Affirms Ratings of Beazley Insurance Company, Inc. A.M. Best Co. has affirmed the financial strength rating of 'A' (Excellent) and issuer credit rating of "a" of Beazley Insurance ... Ironshore Names Boren Head of U.S. Field Operations Specialty insurer Ironshore Inc. has appointed Joseph L. Boren as executive vice president of Ironshore Insurance Holdings, LLC  and as ... BofA’s Countrywide to Pay $335 Million to Settle Bias Case Bank of America Corp.'s Countrywide Financial unit agreed on Wednesday to pay a record $335 million to settle civil charges that it ... Nursing Claims Costs Rise Again After Falling: CNA Study After a substantial dip in 2009, insurance claims in the nursing profession are costing more. The average total paid per claim is generally... More National News East Allstate Files $6.3M Insurance Fraud Case Against 83 N.Y. Defendants Allstate Insurance Company is seeking to recover $6.3 million against 83 New York area defendants in its seventh insurance fraud lawsuit of ... Connecticut, German Regulators Sign Cooperation Agreement Connecticut Insurance Commissioner Thomas Leonardi announced this week that the Connecticut's insurance department entered into its third ... Penn. Commissioner’s Advice: Take Steps to Prevent Holiday Mishaps The holiday season is an ideal time to review homeowner insurance policies and take steps to prevent holiday mishaps or tragedies, ... Brain-Damaged Woman to Get $7M From New York County Erie County will pay $7 million to settle a lawsuit filed by a woman who suffered brain damage after she nearly drowned in a public pool ... Barclays Hires Insurance Chief for North America, Based in New York Barclays Corporate appointed Karla Maloof as New York-based head of insurance for North America. In her new role, she will be responsible ... Vermont Mutual Appoints Property Risk Control Manager Vermont Mutual Insurance Company, based in Montpelier, Vt., recently appointed industry veteran Donald Rung as property risk control ... More East News Midwest Indiana AG: 64 Claimants Accept State Fair Settlement Offers Indiana Attorney General Greg Zoeller announced that 64 of the 65 claimants who were offered settlements in the Indiana State Fair tragedy ... Kansas Insurance Regulator Rebuffs Proposed Workers' Comp Rate Increase Kansas' top insurance regulator has refused a proposed workers' compensation rate increase and actually got the rate to drop slightly, ... Internet Business Told to Stop Misrepresenting Kansas Health Exchange An Internet business operating out of Washington state has been told to cease misrepresenting itself as linked to any official Kansas ... More Midwest News Southeast Florida Commercial Health Plan Enrollment Continues Overall Slide Enrollment in commercial health insurance in Florida was down 4.3 percent in 2010, the fifth straight year it has dropped. The annual ... Air Force Building in Georgia Clears the Air for Workplace Safety A year ago, Building 169 at Robins Air Force Base in Georgia was the epicenter of the base's troubles with the Occupational Safety and ... More Southeast News South Central Oklahoma Court Strikes Down Part of Workers’ Comp Law The Oklahoma Supreme Court struck down on Dec. 20 part of a new law that prevents chiropractors and some other medical professionals from ... Uncommon December Tornado Hits Louisiana Hospital An uncommon December tornado ripped off part of a hospital roof in a southwest Louisiana city, causing several patients to be evacuated, ... Texas House Members Object to Medical Loss Ratio Waiver Request A group of lawmakers in Texas are urging the state's insurance commissioner to withdraw a request for a waiver to the medical loss ratio ... Louisiana Workers' Comp Costs Have Grown at Double-Digit Rates Workers' compensation costs per claim for Louisiana grew at a double-digit rate in recent years, the fastest growth among all states in a ... More South Central News West Consumer Group Hammers Mercury Rate Increase Filing in California A California consumer group is challenging a rate hike bid by Mercury Insurance because the group claims the company is trying to pass ... Jones Clears Way for California's ‘Principally At-Fault’ Regulations California Insurance Commissioner Dave Jones on Wednesday announced the final approval of amended regulations that simplify the ... Washington's Kreidler Fines GEICO for Overcharging GEICO, an auto insurer based in Maryland, has been fined $100,000 for a computer database error that caused the company to overcharge ... More West News International FERMA Confirms Risk Managers’ Concerns with Supply Chain Insurance "Commercial insurance buyers generally want better insurance products to cover their supply chain risks," according to a recent survey ... QBE to Acquire Puerto Rico-based Optima Insurance Group The QBE Insurance Group announced that it has agreed to acquire Optima Insurance Group, an underwriting group in Puerto Rico that posted an ... Willis Report Highlights P&I Market’s Record Financial Results in 2011 The Protection & Indemnity (P&I) market "delivered a blockbuster financial performance last year," according to a report from ... Willis President, Global Chairman Millwater to Step Down Willis Group Holdings announced that Grahame J. Millwater, who currently serves as President of Willis Group Holdings and Chairman & ... Best Affirms NIPPONKOA Insurance Company (Asia) Limited’s Ratings A.M. Best Co. has affirmed the financial strength rating of 'A' (Excellent) and issuer credit rating of "a" of Hong Kong-based ... Ratings: Transsib Re, Tokio Marine Pacific, MAPFRE Panama, Union Nationale, Sovereign (NZ), Labuan Re, Tugu, ARIG A.M. Best Europe – Rating Services Limited has upgraded the issuer credit rating to "bb+" from "bb" and affirmed the financial ... More International News Join the Insurance Journal Network Insurance Journal TV Swiss Re Chief Economist Analyzes Current Market Conditions Swiss Re's chief economist Kurt Karl discusses the challenges the insurance industry faces,... Watch Now Interesting Times in Medical Liability The medical liability market continues to perform well even as the nation struggles to... Watch Now Watch more videos at InsuranceJournal.tv New Discussions in the Forums Oil drilling Insurance Texas Posted: Thu Dec 22 -- You might wanna check out few more resources, just type "water drilling insurance in Texas" in google and try to get as much info as... jacobs CertsNow 24/7 or CSR24 Posted: Thu Dec 22 -- I whole heartedly agree that for client retention hands on and direct support is needed. I have several large (100 +) unit assocations and... MT_Agent Facebook Posted: Wed Dec 21 -- I agree with Big dog. When I go to facebook, I am just interested in what my friends are doing. Not interested in business dealings. I would... marydavis AZ Home "Flipper" Insurance Coverage Needed Posted: Wed Dec 21 -- I know your post is almost a month old but you should work with the folks at ... threed Are Insurance Agents Employees or Independent Contractors? Posted: Wed Dec 21 -- Get a good accountant! If you treat each licensed producer as a separate business entity, transferring a % of commission into their account... OldIndyAgent Security training traveling to Saudi Arabia (life, health) Posted: Tue Dec 20 -- You may want to check and see if some one like ACE ... beyert1 LBPS, Seterus, QBE, IBM-LBPS Posted: Tue Dec 20 -- Wonder if any one else here has had severe issues with certificates of insurance demanded by any of the above entities which are the same... CIScommercial MERCURY INSURANCE QUESTION (CA) Posted: Mon Dec 19 -- It usually does with Mercury. But Mercury writes business under at least 3 different company names in California, and polices change from... bwjames Go to Forums Reader Comments N.Y. Consumer Report Accuses Insurers of Needlessly Raising Rates Posted: Thu Dec 15 -- I don't suppose they would do a study on the harm lawyers do to the public and insurance rates for slip & fall & products lawsuits that have... Brian SF Bay Area Chuck E. Cheese Restaurants Fined Posted: Thu Dec 15 -- Yes, by all means we need to protect the chilren from operating a dough mixer! Nanny-state at it again. krenem Risk Managers Find Santa Exposed, Urge $1 Billion Coverage Plan Posted: Mon Dec 19 -- OK, this all gave me the holiday spirit. I'm taking the bear trap out of the fireplace. Anejo Maurice 'Hank' Greenberg Wins Leadership Award From Yale University Posted: Tue Dec 20 -- No kidding - I guess lifetime leadership only means building an empire, not sustaining it long term? Becky Elderly Michigan Woman Protests High Home Insurance Bill Posted: Mon Dec 19 -- Bob, I think Assisted Living might be what this lady needs. But that has nothing to do with how poorly AO is treating her. Yes it is within... sandman Go to Popular Comments Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us Current Issue 2012 Market Fact Book (including all 2011 Surveys in one convenient place!), Buyers Guide December 19, 2011 More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail Market Directories Excess & Surplus Markets Programs Workers' Comp Markets New Insurance Jobs Insurance Sales Representatives Property & Casualty E&S Homeowners Underwriter Vice President of Claims Commerical Lines Producer with Book Have a job opening? List it on our Web site. How to Advertise For information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148. View our Media Kit for advertising options in our magazines and online properties. Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Daily Headlines: Wednesday, December 21, 2011

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December 21, 2011 News By Region  National  International  East  Midwest  Southeast  South Central  West Video Today's Headlines National Aon to Pay $16.2 Million to Settle Bribery Charges Insurance brokerage firm Aon Corp. will pay $16.2 million to settle criminal and civil charges that it paid bribes to foreign government ... Fed Proposes Rules to Restrain Wall Street Risk-Taking The Federal Reserve proposed new rules on Tuesday to restrain risk-taking by the largest U.S. banks as it tries to make the financial ... Report: Recent Advances in Casualty Catastrophe Models Help Insurers A new report says recent advances in casualty catastrophe modeling can help insurers to understand potential exposures to mass torts. The ... State Insurance Regulators Name 28 Consumer Representatives State insurance regulators have named 28 consumer representatives to advise them on insurance issues during 2012. The National Association ... Study: Private Insurers Can Complement National Flood Insurance There is a new study out that examines the U.S. flood insurance program. And it says that according to its calculations, there are some ... Nursing Claims Costs Rise Again After Falling: CNA Study After a substantial dip in 2009, insurance claims in the nursing profession are costing more. The average total paid per claim is generally... More National News East Insurance Charity Foundation Raises $1.2M at This Year’s Charity Event The Insurance Industry Charitable Foundation (IICF) New York/Northeast division had a packed charity dinner event this year. The event was ... Group Criticizes ‘Judicial Hellholes’ Report, Calls It Propaganda The American Tort Reform Association (ATRA) recently released its annual report on "judicial hellholes." It's a list of jurisdictions that ... Pennsylvania Gets $420M in Disaster Aid, NFIP Settled $196M in Claims The federal government has approved $420 million in disaster aid for Pennsylvanians hit by the one-two punch of Hurricane Irene and ... N.Y. Court: AG Enforcement Doesn’t Pre-empt Private Securities Suits Enforcement by the state attorney general against securities fraud doesn't pre-empt private common-law claims of negligence against ... New York, Federal Office to Cooperate in Mortgage Probes New York and federal officials will cooperate in investigations of banks bundling mortgages into troubled securities that helped cause the ... D.C. Commissioner Recommends Reviewing Policies for Winter Activities Washington, D.C.'s top insurance regulator is advising consumers to review their insurance policies and see whether they are covered for ... More East News Midwest Michigan Governor Signs Unemployment, Workers’ Comp Legislation Michigan employers are likely to save money on unemployment insurance and workers' compensation under changes signed into law on Dec. 19 by ... York Risk Services Group Acquires Avizent York Risk Services Group (York), a national provider of claims-management, specialized loss adjusting, insurance pool administration and ... Dry Northern Plains Helps Spring Runoff Prep Thanks to a dry fall across the northern Plains, the U.S. Army Corps of Engineers is months ahead of schedule in releasing water from ... More Midwest News Southeast For Florida Gov. Scott, Insurance Fixes Are Legislative Priority Gov. Rick Scott wants lawmakers to fix a pair of auto and property insurance issues that are costing Floridians hundreds of millions of ... Alabama Tornado Survivors Sought for Interviews Public health agencies are looking to interview survivors of the killer tornadoes that hit north and central Alabama on April 27. State ... More Southeast News South Central Study: Reforms Impacted Growth in Texas Workers' Comp Claim Costs The average cost of a workers' compensation claim in Texas grew 5 percent in 2009, reflecting the impact of recent medical fee schedule ... EPA Reports Suggests Asbestos Exposure in Texas An experimental asbestos demolition method used to tear down a Fort Worth, Texas, apartment building four years ago may have exposed ... Louisiana Citizens Owes More than $100M to Policyholders, High Court Says Louisiana's highest court has reinstated a nearly $100 million judgment against the state's property insurer of last resort in a class ... More South Central News West Arthur J. Gallagher Acquires Kahl Insurance of Colorado Arthur J. Gallagher & Co. has acquired Kahl Insurance Services LLC in Englewood, Colo. Terms of the deal were not disclosed. Kahl ... Report: Utah is Toughest State for Texting Drivers Utah comes out on top of InsuarnceQuote.com's  list of the 10 toughest states for texting while driving. InsuranceQuotes.com reviewed ... Montana Man Gets DUI Driving Wrong Way by Police Station A Helena, Mont. man really picked the wrong place to drive the wrong direction with an open container of alcohol in his car. The ... New Liquor Laws Leave Washington Craft Distillers In Limbo Some craft distillers say they're struggling ever since Washington voters passed Initiative 1183 reforming how people buy and sell hard ... Las Vegas ‘Santas’ To Help Crosswalk Safety Push Pedestrian safety advocates and police in Las Vegas are enlisting a jolly old elf, and maybe a Christmas tree or two, in a drive to improve ... Report: Fewer Traffic Deaths in Nevada In 2011 Despite a slight increase in pedestrian deaths, the Nevada Office of Traffic Safety says the number of people killed in traffic accidents ... Utah Pollution Fighters Sue Kennecott Over Mining Dust Clean air groups are making good on a promise to sue Kennecott Utah Copper over air pollution. The groups say Kennecott is kicking up too ... More West News International Insurers May Open ‘Black Box’ Telematics to Escape Gender Ban Motor [auto] insurers seeking to get around a European ban on charging male drivers more than women are turning to innovative black box ... Best’s Rating Actions Spurred by EU Failure to Produce Debt Crisis Solution Although the recent summit of the 27 countries of the European Union did manage to come up with a plan to control budget deficits – in ... Tokio Marine to Buy Delphi Financial for $2.7 Billion Tokio Marine said on Wednesday it will buy U.S. insurer Delphi Financial Group for $2.7 billion, the latest in a string of deals by Japan's ... Beazley Confirms Interest in Acquiring Hardy Underwriting In a brief statement, issued by its office in Dublin, Beazley plc confirmed that it is to undertake a strategic review of the business of ... Best Affirms Beazley and Lloyd's Syndicates 2623, 623, 3623, 3622 Ratings A.M. Best Europe – Rating Services Limited has affirmed the financial strength ratings of 'A' (Excellent) and issuer credit ratings (ICR) ... Spieler to Join Catlin as Group Chief Administrative Officer Catlin Group Limited announced that Adrian Spieler will join Catlin in February as Group chief administrative officer. He will become a ... More International News Sponsored Content Property Risk Insurance Specialist The Property Risk Insurance Specialist (PRIS) program was developed by Insurance Partners Academy and is contributed to by the Insurance ... More Sponsored Content Insurance Journal Blogs Insurance Carrier to Offer Two New Policies for the Price of One Did the title of this blog get your attention? I bet it did. Thankfully, it's not true. Ask yourself, how long could a legitimate ... More Blogs Join the Insurance Journal Network Insurance Journal TV Swiss Re Chief Economist Analyzes Current Market Conditions Swiss Re's chief economist Kurt Karl discusses the challenges the insurance industry faces,... Watch Now Interesting Times in Medical Liability The medical liability market continues to perform well even as the nation struggles to... Watch Now Watch more videos at InsuranceJournal.tv New Discussions in the Forums AZ Home "Flipper" Insurance Coverage Needed Posted: Wed Dec 21 -- I know your post is almost a month old but you should work with the folks at... threed Are Insurance Agents Employees or Independent Contractors? Posted: Wed Dec 21 -- Get a good accountant! If you treat each licensed producer as a separate business entity, transferring a % of commission into their account... OldIndyAgent Facebook Posted: Wed Dec 21 -- I like Facebook for personal uses, but am not a big fan of my clients being on my page....unless they find me. That's my personal life, and... LadyBroker CertsNow 24/7 or CSR24 Posted: Tue Dec 20 -- Any one using or used either of these products? What is your experience? MT_Agent Security training traveling to Saudi Arabia (life, health) Posted: Tue Dec 20 -- You may want to check and see if some one like ACE ... beyert1 LBPS, Seterus, QBE, IBM-LBPS Posted: Tue Dec 20 -- Wonder if any one else here has had severe issues with certificates of insurance demanded by any of the above entities which are the same... CIScommercial Mercury Insurance Question (CA) Posted: Mon Dec 19 -- It usually does with Mercury. But Mercury writes business under at least 3 different company names in California, and polices change from... bwjames Agency Management System Posted: Sat Dec 17 -- "Michael, As another independent consultant, I do want to point out that most of the vendors, and the two... pita3333 Go to Forums Reader Comments N.Y. Consumer Report Accuses Insurers of Needlessly Raising Rates Posted: Thu Dec 15 -- I don't suppose they would do a study on the harm lawyers do to the public and insurance rates for slip & fall & products lawsuits that have... Brian SF Bay Area Chuck E. Cheese Restaurants Fined Posted: Thu Dec 15 -- Yes, by all means we need to protect the chilren from operating a dough mixer! Nanny-state at it again. krenem Elderly Michigan Woman Protests High Home Insurance Bill Posted: Mon Dec 19 -- Bob, I think Assisted Living might be what this lady needs. But that has nothing to do with how poorly AO is treating her. Yes it is within... sandman Risk Managers Find Santa Exposed, Urge $1 Billion Coverage Plan Posted: Mon Dec 19 -- OK, this all gave me the holiday spirit. I'm taking the bear trap out of the fireplace. Anejo U.S. Healthcare Law Keeps More Young Adults Insured Posted: Fri Dec 16 -- Sorry for the succession of posts, I had a funny thought: Bob, perhaps you should solicit your coworkers not to add their children to their... ktb Go to Popular Comments Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us Current Issue 2012 Market Fact Book (including all 2011 Surveys in one convenient place!), Buyers Guide December 19, 2011 More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail Market Directories Excess & Surplus Markets Programs Workers' Comp Markets New Insurance Jobs Insurance Sales Representatives Property & Casualty E&S Homeowners Underwriter Vice President of Claims Commerical Lines Producer with Book Have a job opening? List it on our Web site. How to Advertise For information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148. View our Media Kit for advertising options in our magazines and online properties. Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.