Daily Headlines: Thursday, March 31, 2011

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March 31, 2011 News By Region  National  International  East  Midwest  Southeast  South Central  West Video Today's Headlines National Shake-Up at AIG’s Chartis; Moor Out, Hancock In as CEO American International Group, Inc. (AIG) today announced a reorganization of Chartis, its global property/casualty business, and named a ... Applied Systems Buys CSR24 Agency Systems Firm Artizan Insurance technology company Applied Systems has acquired Artizan Internet Services, a provider of Web-based and outsourced customer ... Black Brokers’ Bias Suit Against Bank of America/Merrill Dismissed Bank of America Corp. won the dismissal of a bias lawsuit by black financial advisers at the former Merrill Lynch & Co. who said they ... Leading Candidate to Succeed Berkshire’s Buffett Quits The man widely seen as the leading successor to Warren Buffett at Berkshire Hathaway has resigned after buying shares in chemical company ... Ratings Recap: Omega US, Real State, USPlate, Safety A.M. Best Co. has placed under review with negative implications the financial strength rating of 'A-' (Excellent) and issuer credit rating ... Assured Guaranty to Offer Bond Insurance Through Electronic Trading Platform Bond insurer Assured Guaranty Municipal Corp. (AGM) has formed an agreement with TheMuniCenter (TMC) for AGM to offer real-time quotes and ... BoatU.S., CNA Add Marine Insurance Options BoatU.S. and CNA have added new policy benefits for recreational boaters across the country. A few of the new policy benefits available to ... BP Puts Gulf Oil Disaster Cost at $19 Billion So Far BP Plc has so far spent $19 billion on last year's disastrous Gulf of Mexico oil spill and believes the uncertainty over the ultimate total ... Federal Reserve Rejects AIG Offer for Mortgage Bonds The Federal Reserve rejected a $15.7 billion bid from insurer American International Group for a pool of mortgage-backed securities ... Flood Insurance Reformers to Hold Second Hearing The House subcommittee preparing a flood insurance reform measure will have its second hearing on April 1 to hear testimony from Federal ... Hartford Steam Boiler Addresses Farm Owners' EPL Exposures The current economy has led to an increase in employment practices liability claims for businesses of all description, not just commercial... More National News East New York City Landlords Facing Harsher Bedbug Penalties Despite the itchy rise to prominence of bedbugs around New York City, officials have long been limited in what they could do to get ... Murder Is an Accident? To Insured It Is, New York’s Highest Court Says New York's top court says the estate of a man run down by a homicidal driver is entitled to make insurance claims for injuries caused by an ... More East News Midwest Minnesota Real Estate Closer, Insurance Agent Fined $420K The Minnesota Department of Commerce has ordered a Forest Lake real estate closer and insurance agent to pay a civil penalty of $420,000. ... Whalen Named Producers Division Director at Kansas Insurance Dept. Kansas Commissioner of Insurance Sandy Praeger named Tom Whalen as the Kansas Insurance Department's new Producers Division director. The ... Missouri Updates Insurance Consumer Complaint System The Missouri Department of Insurance has responded to Gov. Jay Nixon's call for more efficient government by launching a new online system ... Capitol Insurance Companies Names Ogilvie Chief Operating Officer Madison, Wis.-based Capitol Insurance Companies a national provider of specialty property casualty insurance and commercial surety ... More Midwest News Southeast Ex-Sen. Thompson Lobbies for Trial Bar on Tennessee Damages Bill A proposed compromise to limit lawsuit damages in Tennessee is a step in the right direction, but there's still work to be done, claims ... Court Allows ‘Fat Slob’ Arrest Lawsuit Against Kentucky City Calling a police officer a "fat slob'' is not an offense that can usually get someone charged, a federal appeals court ruled recently, ... More Southeast News South Central Louisiana Appeal Court Must Reconsider Malpractice Cap Suit A state appeals court must reconsider its ruling that the Legislature acted unconstitutionally when it covered nurses who are certified to ... Arkansas AG Sues Company Over Alleged Ponzi Scheme Arkansas Attorney General Dustin McDaniel has filed a lawsuit against a Conway roofing company for allegedly engaging in a Ponzi scheme ... Agents, Adjusters Vulnerable to Lawsuits Even When They're Not to Blame Agents and adjusters have completely different roles in the insurance industry but as intermediaries between insurance companies and their ... More South Central News West Whistleblower Sues California Nuclear Plant, Claims Firing Retaliatory A former manager at one of California's two nuclear power stations sued the facility's operators Wednesday, claiming he was fired in ... Mont. Work Comp Compromise Moves Forward The Montana House is giving its blessing to a deal between Gov. Brian Schweitzer and Democrats to cut workers' compensation insurance rates ... Beranek to Head New OnPoint Office in Arizona OnPoint Underwriting, an Atlanta-based managing general agency, has expanded its business into Arizona. The Scottsdale, Arizona office will ... Study: Washington Law Increased Homeowners Insurance Costs by $190 Million A new study released by the Insurance Research Council (IRC) has found a Washington law increased homeowners insurance costs by $190 ... Calif. Homeowners Insurance Valuation Training Courses Available Online Education to meet the California's Department of Insurance Homeowners' Valuation Training requirement can be obtained online. Through ... Obama Signs Wash. Storm Disaster Declaration President Obama has signed a federal disaster declaration, ordering federal aid to supplement state and local recovery efforts in seven ... The Buckner Co. Opens Idaho Falls Office The Buckner Company Opens New Idaho Falls Office, Hosts Open House Utah-based The Buckner Co. has opened a new office in Idaho Falls, ... More West News International Rating Agencies Might Stop Reports Due to EU Threats Say Sources Credit rating agencies have warned the European Commission that they could stop rating risky countries if the EU executive goes ahead with ... Willis Re: Japan Quake Not Enough to Turn Soft Market A report from Willis Re, the reinsurance brokerage arm of Willis Group Holdings, notes that "relatively orderly price movements at the ... Cooper Gay Swett & Crawford Posts Combined Results; EBITDA $68 Million The Cooper Gay Swett & Crawford Group (CGSC) has released its first combined results since the two brokers completed their merger ... AIR Releases New Northwest Asia-Pacific Area Wide Typhoon Model Catastrophe modeling firm AIR Worldwide has released an enhanced typhoon model for the Northwest Pacific Basin. AIR said the "model, which ... Liberty Mutual Authorized to Establish Guangdong Branch Liberty Mutual Group announced that, through its wholly owned subsidiary Liberty Insurance Company Limited, it has been granted approval to ... Jacobson Group Expands into International Marketplace Jacobson Group, the Chicago-based insurance executive search firm, announced that it has concluded an affiliation with ejsSearch a ... More International News Join the Insurance Journal Network Insurance Journal TV Soft Market Is Finally Ending, Really, Says SNL Financial Could the long soft market really be over? Several recent reports concluded it is not over.... Watch Now Will Deficit Debate Affect Flood Insurance? Taxes? Following the November elections, Congress and the White House, as well as states, have... Watch Now Watch more videos at InsuranceJournal.tv New Discussions in the Forums Agency Appointment/ Agent Certification Posted: Wed Mar 30 -- Not sure about your state, but in my state, the insurance laws prohibit an agent from setting up shop merely to handle family... Island Girl Agent Using a recorder for CPCU study Posted: Wed Mar 30 -- From time to time I see people asking for the best way to study a CPCU test. Although there are numerous ways one thing I've done (currently... BrianBaughman Marketing Marketing Marketing Posted: Tue Mar 29 -- A large part of my success has come from direct mail. Post Cards on the Personal Lines Side and Letters to the commercial side. Also,... FFA cpcu woes Posted: Mon Mar 28 -- The fact that only 3-5% of those working in P&C get the designation will, in itself, make you a standout.If at all possible keep plugging... Dave Medvidofsky adp peo Posted: Fri Mar 25 -- If the client has an x-mod, then that means they're what's known as a "Rule IV" client (at least in California). That is, they have to... Big Dog Go to Forums Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us Current Issue HOT New Markets & Programs, High Risk Property, Corporate Profiles, 2010 Mergers & Acquisitions Summary Report More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail Market Directories Excess & Surplus Markets Programs Workers' Comp Markets New Insurance Jobs Underwriting Manager Chief Information Officer (CIO) Personal Lines High Net Worth Producer Have a job opening? List it on our Web site. How to Advertise For information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148. View our Media Kit for advertising options in our magazines and online properties. Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Breaking News: Shake-Up at AIG's Chartis: Moor Out, Hancock In as CEO

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March 31, 2011 Breaking News Alert Shake-Up at AIG's Chartis: Moor Out, Hancock In as CEO American International Group, Inc. (AIG) today announced a reorganization of Chartis, its global property/casualty business, and named a new management team, including a new chief executive officer, Peter D. Hancock, currently AIG executive vice president for Finance, Risk and Investments. Read the full story Send to a Friend Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Daily Headlines: Wednesday, March 30, 2011

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March 30, 2011 News By Region  National  International  East  Midwest  Southeast  South Central  West Video Today's Headlines National Judge Limits NFL Offset for Players’ Workers’ Compensation Benefits A New York judge says the NFL must be limited in how much money it can recover when injured NFL players receive state workers' compensation ... Bank of America Wins Dismissal of Suits Over Merrill Lynch A Manhattan federal judge dismissed two lawsuits seeking to force Bank of America Corp. to sue former Merrill Lynch & Co. executives ... Last Chance: Find Out Who’s Worth What in Today’s Independent Agency Don't miss your opportunity to participate in Insurance Journal's 2011 Agency Salary Survey. Once again, the survey will ask insurance ... Insurer Rates 16 ‘Best Values’ in Autos USAA, an insurer for the military community, unveiled its first "Best Value" vehicle list that names the top 2011 automobiles in 16 ... Insurance Journal Nominated for Four Publishing Awards Insurance Journal magazine has been recognized for excellence in magazine publishing, receiving four nominations for Maggie Awards ... Elliot Named Commercial Markets Head for The Hartford The Hartford has named Douglas G. Elliot president of its commercial markets division. Elliot is currently president and chief executive ... K&K Hires New Staff for K-12 Student Accident Program K&K Insurance, a division of Aon Underwriting Managers and a managing general underwriter offering insurance products and services to ... EEHall, NIADA to Offer P&C Program to Independent Auto Dealers The National Independent Automobile Dealers Association (NIADA) has partnered with Edward E. Hall and Company (EEHall) to offer a ... Supreme Court Justices Question Major Class Action Against Wal-Mart Supreme Court justices sharply questioned Tuesday whether more than a million female employees can join together against Wal-Mart Stores ... Hartford Steam Boiler Addresses Farm Owners' EPL Exposures The current economy has led to an increase in employment practices liability claims for businesses of all description, not just commercial... More National News East Crackdown on Distracted Drivers Under Way in Connecticut Police in Connecticut  are bolstering patrols this week to look for distracted drivers as part of a federal pilot program. Lt. Gov. Nancy ... New York Sting Nets 13 Arrests for Workers’ Comp Fraud New York police arrested 13 people in a series of investigations targeting workers' compensation fraud around the Empire State. In ... Simanoff Joins Morstan General Agency Richard Simanoff has joined Manhasset, New York-based Morstan General Agency as senior broker. In his new role, Simanoff will expand ... More East News NEXT WEEK: Perpetual Pipeline - The 4 P's of Success Keeping a pipeline primed with viable prospects is a consistent challenge for most producers throughout their career. Join us for the one-hour live training and Q&A session online. Plus get the recordings so you can listen and review again later. Reserve your seat today! Midwest Judge in Kansas Upholds Ruling in Boeing Age Discrimination Suit A federal judge in Wichita, Kan., has refused to reconsider his earlier ruling siding with The Boeing Co. and Spirit AeroSystems in an age ... Rebello Joins Iroquois as Regional Manager for Illinois, Wisconsin Christian Rebello has joined Iroquois Group Great Lakes as the regional manager for Illinois and Wisconsin. Rebello comes to the Iroquois ... Michigan’s Accident Fund Unveils New Corporate Headquarters Workers' compensation carrier Accident Fund Holdings Inc. today unveiled its new national headquarters on the site of the former Lansing ... Whipps Named President of IMA's Kansas City Office IMA Inc., a retail insurance brokerage, announced that Michael Whipps has joined as president of the company's Kansas City, Kan., office. ... More Midwest News Southeast North Carolina Researchers Track Risk from Rising Sea Level Laid back beach communities, fragile wetlands perfect for canoeing or kayaking, and iconic lighthouses come to mind when picturing North ... Florida’s Top 10 Sinkhole-Prone Counties It's no secret that property/casualty insurers have been fielding more and more sinkhole claims in Florida and now online hazard mapping ... Conway to Manage Kentucky for Wells Fargo Insurance Wells Fargo Insurance Services USA Inc. has named Patrick Conway as managing director of its insurance operations in Kentucky. Working with ... More Southeast News South Central Louisiana to Receive $6.1M from AIG Settlement Louisiana has signed on to a multistate settlement over American International Group's (AIG) admitted practice of under reporting ... Oklahoma Governor Defends Support for Health Insurance Exchange Oklahoma Gov. Mary Fallin defended her efforts to create a health insurance exchange for uninsured Oklahoma residents, explaining if the ... Nationwide Insurance to Open New Facility in San Antonio Construction on Nationwide Insurance's new facility in San Antonio's Westover Hills is set to begin, following a tree planting ceremony ... Combined Agents Reports Commercial Premium Growth of 64% Over Decade Combined Agents of America, LLC (CAA), based in Austin, Texas, reported the group wrote more than $414 million in combined ... More South Central News West Zenith Offers Agribusiness Insurance In what appears to be its first foray into offering liability coverages, Zenith Insurance Co., a workers' compensation insurance ... Calif. Workers’ Comp Institute Elects Directors William Mudge, president and CEO of CompWest Insurance Co., has been elected chairman of the board of directors of the California Workers' ... Montana Senate Passes Workers’ Comp Reform Bill The Montana Senate has passed a workers' compensation reform bill that supporters claim will bring nearly $100 million in savings its first ... More West News International Report: Engineers Knew Tsunami Could Overwhelm Fukushima Plant Over the past two weeks, Japanese government officials and Tokyo Electric Power executives have repeatedly described the deadly combination ... Lloyd’s Annual Report: $3.5 Billion 2010 Profit; ‘Solid’ Says CEO Lloyd's of London announced an overall profit of £2.195 billion ($3.522 billion) for 2010, a significant decrease from the record ... Lloyd’s ‘Confident’ It Can Cope with Japan Claims The Lloyd's of London insurance market is confident it can deal easily with claims from Japan's earthquake even though natural disasters ... Cat Bond Investors Braced for Japan Disaster Hit The Japanese earthquake is set to be the first natural disaster that triggers a number of catastrophe bonds, surpassing Hurricane Katrina ... Best Puts Omega’s Ratings on Review/Negative; Syndicate 958 Unchanged A.M. Best Europe Rating Services Limited has placed the financial strength rating (FSR) of 'A-' (Excellent) and issuer credit rating ... More International News Sponsored Content American Claims Management Appointed TPA for Large Self-Insured Group San Diego, CA, 3/30/11 - American Claims Management, Inc. (ACM) has been appointed as the third party claims administrator for the ... More Sponsored Content Insurance Journal Blogs The ride to Capitol Hill Do you know what is going on in your state legislatively?  Are you aware how it impact's your agency or company's bottom line?  What ... More Blogs Join the Insurance Journal Network Insurance Journal TV Soft Market Is Finally Ending, Really, Says SNL Financial Could the long soft market really be over? Several recent reports concluded it is not over.... Watch Now Will Deficit Debate Affect Flood Insurance? Taxes? Following the November elections, Congress and the White House, as well as states, have... Watch Now Watch more videos at InsuranceJournal.tv New Discussions in the Forums Using a recorder for CPCU study Posted: Wed Mar 30 -- From time to time I see people asking for the best way to study a CPCU test. Although there are numerous ways one thing I've done (currently... BrianBaughman Agency Appointment/ Agent Certification Posted: Wed Mar 30 -- Running an agency or being an agent is not a free ride, there is so much involved and so much of an investment, it's not for amatures.... AgencyEquity Marketing Marketing Marketing Posted: Tue Mar 29 -- A large part of my success has come from direct mail. Post Cards on the Personal Lines Side and Letters to the commercial side. Also,... FFA cpcu woes Posted: Mon Mar 28 -- The fact that only 3-5% of those working in P&C get the designation will, in itself, make you a standout.If at all possible keep plugging... Dave Medvidofsky adp peo Posted: Fri Mar 25 -- If the client has an x-mod, then that means they're what's known as a "Rule IV" client (at least in California). That is, they have to... Big Dog Open your doors and look what comes in... Posted: Fri Mar 25 -- D, I feel your pain! I had a similar situation with a potential client a few years ago that manufactured & distributed beauty products that... bclawhorn What is your broker of record policy? Posted: Fri Mar 25 -- Dear Earlybird, You bring up an interesting point. And just to be clear, I have no false hope that this practice will ever change because... RKunz2 Go to Forums Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us Current Issue HOT New Markets & Programs, High Risk Property, Corporate Profiles, 2010 Mergers & Acquisitions Summary Report More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail Market Directories Excess & Surplus Markets Programs Workers' Comp Markets New Insurance Jobs Underwriting Manager Chief Information Officer (CIO) Personal Lines High Net Worth Producer Have a job opening? List it on our Web site. How to Advertise For information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148. View our Media Kit for advertising options in our magazines and online properties. Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.

Daily Headlines: Tuesday, March 29, 2011

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March 29, 2011 News By Region  National  International  East  Midwest  Southeast  South Central  West Video Today's Headlines National 9 Alternatives to Individual Health Insurance Mandate; Will They Work? There are alternatives to the controversial federal government mandate that everyone purchase health insurance in order to expand coverage ... National Legal Association Selects The Hanover as Lawyers E&O Provider The Hanover Insurance Group, Inc. has been selected by the National Legal Aid and Defender Association (NLADA) as the exclusive provider of ... Under SEC Pressure, Berkshire Took Q4 Writedowns on Stocks Warren Buffett's Berkshire Hathaway took nearly $1 billion in writedowns on three stocks last quarter under pressure from U.S. regulators ... AIG Ex-CEO Greenberg Loses Bid to Remove Judge from Case The judge overseeing New York's lawsuit against former American International Group Inc. Chief Executive Hank Greenberg denied Monday a ... Insurers Make Changes to Dog Owner Liability The insurance industry is going to the dogs, literally. Since December, Progressive, Chubb and The Hartford have all updated their coverage... More National News East Maine Couple Loses Lawsuit Against Cement Company A Maine couple has lost its lawsuit against Dragon Cement claiming the company's cement plant made their nearby home unsellable. In their ... Coleman Joins All Risks Maryland-based broker All Risks has named Cindy Coleman business development manager for its nationwide REO/ force placed property ... New York Dilutes Plan to Merge Banking and Insurance Departments The merger of New York state's banking and insurance departments might not create the powerful agency first advertised, according to ... More East News Midwest Analysis: Business Agenda Advancing in Missouri Frustrated by a perceived lack of success at a Missouri Capitol that professes job-creation as its top goal, more than a dozen ... Capitol Insurance Names Ogilvie Chief Operating Officer Capitol Insurance Cos., a Madison, Wis.-based national provider of specialty property/casualty insurance and commercial surety products, ... More Midwest News Southeast North Carolina Eyes Public Panel to Oversee Home Insurance Rates Frustrated by rising home insurance rates, some North Carolina residents want a greater role in the rate approval process and state ... West Virginia Counties’ Program Expanding to Workers’ Compensation A West Virginia risk pool created to provide property and liability coverage to counties around the state is looking to expand into ... Florida Allows Reinsurer Alterra Bermuda to Reduce Collateral Another reinsurer has stepped forward to take advantage of a Florida law that allows it to lower its collateral and still conduct business ... More Than 200 Kentucky Dams Rated High Hazard More than 200 of Kentucky's 1,000 dams in Kentucky are considered high hazards, which threaten property, people and animals if breached. ... McCarthy Joins Patriot National for Gulf Coast Region Patriot National Insurance Group announced that Thomas McCarthy has joined its team as regional vice president of the Gulf Coast region. ... More Southeast News South Central Insurer Group Says Amendments to Arkansas Bill Prevent Coverage Expansion Amendments to insurance-related legislation in Arkansas will prevent unintended expansion of commercial liability insurance coverage in ... Texas Business Owner Sentenced for Workers' Comp Fraud, Tax Evasion Texas Mutual Insurance Co. reported that a Travis County district court sentenced Gary C. Quintinsky of Houston to a two-year prison term ... Towerstone Adds Ortiz, Proctor in Dallas Dallas-based Towerstone Inc., a wholesale insurance broker and managing general agency, has added Emmanuel Ortiz as account manager and ... More South Central News West Hawaii May Drain Hurricane Funds Hawaii is running out of time to find an estimated $232 million needed to balance the budget over the next three months, leading Gov. Neil ... Study: Calif. Workers’ Comp Reforms Eroded California's workers' compensation reforms in 2002-2004 have been eroded, a new study has confirmed. According to a report by the ... Marrs Maddocks Recognized as Carlsbad Chamber Busines of the Year The Carlsbad Chamber of Commerce, California's 10th largest Chamber with more than 1,600 members, recently honored Marrs Maddocks and ... Baker Appointed to Lead California Department of Industrial Relations California Gov. Jerry Brown has appointed Christine Baker as chief deputy director of the Department of Industrial Relations (DIR). Baker ... Report Calls Into Question Use of Addictive Narcotics in Workers’ Comp Claims A relatively small percentage of medical providers are responsible for writing narcotic prescriptions in California workers' compensation ... More West News International 2010 Nat Cats, Disasters Cost $218 Bn – $43 Bn Insured; Says Swiss Re According to Swiss Re's latest sigma study, worldwide economic losses from natural catastrophes and man-made disasters were $218 billion ... Piracy: Enough is Enough Say Shippers as They Seek Government Help Ship owners are calling on governments to curb the escalating threat from the increasingly audacious attacks by Somali pirates. The attacks ... U.S. Business Group Says Doha Round Hopes Fading Chances for a deal this year in long-running world trade talks are fading and likely will remain remote unless world leaders become ... More International News Join the Insurance Journal Network Insurance Journal TV Soft Market Is Finally Ending, Really, Says SNL Financial Could the long soft market really be over? Several recent reports concluded it is not over.... Watch Now Will Deficit Debate Affect Flood Insurance? Taxes? Following the November elections, Congress and the White House, as well as states, have... Watch Now Watch more videos at InsuranceJournal.tv New Discussions in the Forums Marketing Marketing Marketing Posted: Mon Mar 28 -- Become an object of interest in your marketplace. Be seen as offering unique value. Be so good and valuable that people marvel at the hight... scott cpcu woes Posted: Mon Mar 28 -- The fact that only 3-5% of those working in P&C get the designation will, in itself, make you a standout.If at all possible keep plugging... Dave Medvidofsky adp peo Posted: Fri Mar 25 -- If the client has an x-mod, then that means they're what's known as a "Rule IV" client (at least in California). That is, they have to... Big Dog Agency Appointment/ Agent Certification Posted: Fri Mar 25 -- Probably much easier for you to get your agent's license and then negotiate with an agency with a contract with the placing company to pay... gforaker Open your doors and look what comes in... Posted: Fri Mar 25 -- D, I feel your pain! I had a similar situation with a potential client a few years ago that manufactured & distributed beauty products that... bclawhorn What is your broker of record policy? Posted: Fri Mar 25 -- Dear Earlybird, You bring up an interesting point. And just to be clear, I have no false hope that this practice will ever change because... RKunz2 Go to Forums Subscriber Tools Send this to a friend Subscribe Unsubscribe Submit News Contact Us Current Issue HOT New Markets & Programs, High Risk Property, Corporate Profiles, 2010 Mergers & Acquisitions Summary Report More Newsletters Choose Newsletters Daily Headlines Weekly Reader Picks Magazine Update Insurance Journal TV Classifieds Breaking News MyNewMarkets Daily Claims Daily Enter Your E-mail Market Directories Excess & Surplus Markets Programs Workers' Comp Markets New Insurance Jobs Chief Information Officer (CIO) Personal Lines High Net Worth Producer Vendor Insurance Administrator Have a job opening? List it on our Web site. How to Advertise For information about advertising on this newsletter and Insurance Journal magazines, contact Julie Tinney at (800) 897-9965 x148. View our Media Kit for advertising options in our magazines and online properties. Subscribe | Unsubscribe | Send to a Friend | Contact Us Insurance Journal 3570 Camino del Rio North, Suite 200 San Diego, CA 92108 (800) 897-9965 Copyright © 2011 by Wells Publishing, Inc.